You can manage or cancel your subscription at any time from the Subscription Portal. Your access will continue until the end of your current billing period.

Your historical data is preserved. However, if you exceed the free tier limits (e.g., number of accounts), some items may be read only until you upgrade again. We do not delete your data without your request.

Yes, absolutely. We use industry-standard encryption for all data storage. We never store your direct bank login credentials, and all payment processing is handled securely by Stripe.

We support over 15 major currencies including USD, EUR, GBP, CAD, and more. Each account can have its own currency, and we'll automatically handle conversions for your reports.

You can upload account statements in PDF or JPG formats. Our AI scans the document to automatically extract and categorize transactions. This feature is available on Premium plans with monthly limits.

Yes! Premium members can export their transaction history to CSV format at any time for use in Excel or other financial software.

Yes! If you are on the Premium Family plan, you can invite up to 5 family members. Go to the Family Dashboard to manage invitations.

Magic Drop uses a "Jailed Bot" security model. The bot can only see the specific folder you share with it. It has no access to the rest of your Google Drive. You can evict the bot and kill the connection instantly by removing its access in your Google Drive settings at any time.

You can store bank statement passwords in your Security Vault (under Magic Drop Settings). Once saved, the app will automatically "auto-decrypt" files during sync. For manual uploads, the app will check the vault first before asking you for a password.

Yes. Passwords in the vault are encrypted at rest using AES-256 encryption. They are only decrypted in-memory during file processing and are never stored in plain text or shared with anyone (including family members).

The trends use a 5+1 logic: it shows your last 5 completed pay cycles plus your current cycle. This allows you to compare your real-time performance against your recent historical average.

This is our community intelligence engine. When you categorize a common store, the app remembers it for everyone. We only store the Merchant Name and Category—no personal data, amounts, or dates ever leave your private database.

If the AI or the Global Cache gets a category wrong, you can fix it manually. When you do, you can check "Update all future transactions" to create a User Bulk Override. This ensures your personal preference takes priority over the Global Cache for that merchant permanently.